Conforming

Rate Points APR Monthly Payment
3.125 0.625 3.308% $2,090.00 Apply Now
3.250 0.375 3.397% $2,108.00 Apply Now
3.375 0.000 3.468% $2,126.00 Apply Now
Example

Conforming 15-year Fixed Rate loan example: The fixed rate, points, and annual percentage rate (APR) are based on a 45-day lock, refinance of a primary single family residence located in Los Angeles county with a loan amount of $300,000 in a first lien position, loan to value of 75%, FICO score of 740+, full documentation (verified assets and income of a not self-employed borrower), debt-to-income ratio of 40% or less, and there is no cash out. The Monthly Payment amounts are rounded to the nearest dollar and do not include amounts for property taxes and homeowner\'s insurance premium(s) and there is no escrow/impound account. The actual payment obligation will be greater.

Rate Points APR Monthly Payment
3.625 1.000 3.759% $1,368.00 Apply Now
3.750 0.375 3.833% $1,389.00 Apply Now
3.875 0.000 3.928% $1,411.00 Apply Now
Example

Conforming 30-year Fixed Rate loan example: The fixed rate, points, and annual percentage rate (APR) are based on a 45-day lock, refinance of a primary single family residence located in Los Angeles county with a loan amount of $300,000 in a first lien position, loan to value of 75%, FICO score of 740+, full documentation (verified assets and income of a not self-employed borrower), debt-to-income ratio of 40% or less, and there is no cash out. The Monthly Payment amounts are rounded to the nearest dollar and do not include amounts for property taxes and homeowner\'s insurance premium(s) and there is no escrow/impound account. The actual payment obligation will be greater.


Jumbo

Rate Points APR Monthly Payment
4.125 0.625 4.256% $5,595.00 Apply Now
4.250 0.250 4.325% $5,642.00 Apply Now
4.375 0.000 4.413% $5,690.00 Apply Now
Example

Jumbo 15-year Fixed Rate loan example: The fixed rate, points, and annual percentage rate (APR) are based on a 45-day lock, refinance of a primary single family residence located in Los Angeles county with a loan amount of $750,000 in a first lien position, loan to value of 75%, FICO score of 740+,full documentation (verified assets and income of a not self-employed borrower), debt-to-income ratio of 40% or less, and there is no cash out. The Monthly Payment amounts are rounded to the nearest dollar and do not include amounts for property taxes and homeowner\'s insurance premium(s) and there is no escrow/impound account. The actual payment obligation will be greater.

Rate Points APR Monthly Payment
4.125 0.500 4.188% $3,635.00 Apply Now
4.250 0.250 4.293% $3,690.00 Apply Now
4.375 0.000 4.397% $3,745.00 Apply Now
Example

Jumbo 30-year Fixed Rate loan example: The fixed rate, points, and annual percentage rate (APR) are based on a 45-day lock, refinance of a primary single family residence located in Los Angeles county with a loan amount of $750,000 in a first lien position, loan to value of 75%, FICO score of 740+,full documentation (verified assets and income of a not self-employed borrower), debt-to-income ratio of 40% or less, and there is no cash out. The Monthly Payment amounts are rounded to the nearest dollar and do not include amounts for property taxes and homeowner\'s insurance premium(s) and there is no escrow/impound account. The actual payment obligation will be greater.

Rate Points APR Monthly Payment
3.875 0.500 4.135% $3,527.00 Apply Now
4.000 0.250 4.173% $3,581.00 Apply Now
4.125 0.000 4.212% $3,635.00 Apply Now
Example

Jumbo 7/1 LIBOR ARM (Adjustable Rate Mortgage)loan example: The rate, points, and annual percentage rate (APR) are based on a refinance of a primary single family residence located in Los Angeles County with a loan amount of $750,000 in a first lien position, loan to value of 75%, FICO score of 740+, full documentation (verified assets and income of a not self-employed borrower), debt-to-income ratio of 40% or less, and there is no cash out. The Monthly Payment amounts are rounded to the nearest dollar and do not include amounts for property taxes and homeowner\'s insurance premium(s) and there is no escrow/impound account. The actual payment obligation will be greater.

Note: 7/1 LIBOR ARM is an adjustable rate mortgage and has a fixed interest rate for the first seven (7) years of the loan. After 7 years, the interest rate can change once every year for the remaining 23 years of the loan. When the rate changes, your monthly payment will increase if rates go up and decrease if rates fall.

Rates valid on 10/14/2019 3:45:58 PM PST